Current Location : Delhi/NCR (Change)
Location Detected - Delhi/NCR
To change click here
Welcome Guest | Login | Register
DHFL
DHFL
0 on 5 from 0 ratings

Loan Details

Loan Amount
0 lakhs -
30 lakhs
30 lakhs -
100 lakhs
Effective Interest Rate p.a.
10.75%
11%

About the DHFL Home Loan

DHFL (Dewan Housing Finance Corporation Ltd)

DHFL (Dewan Housing Finance Corporation Ltd) has become one of the largest financial institutions in India. It was founded on April 11, 1984. Over 28 years have passed since the company’s inception and today DHFL arguably stands strong as one of India’s largest housing finance companies (and the second largest in the private sector) and is still profitably doing what its Founder intended it to do. It has a purpose driven team of enthusiastic people who are willing to carry on the Founder’s vision and transform the housing scenario in India by providing affordable housing finance.

DHFL has encouraged hundreds of thousands of people to make that upward journey by simplifying financial access for them. By providing these individuals with the privilege of home loan products, insurance services and unique fixed deposit schemes tailor made to suit their needs.

Home Loan


Home loan seeker can avail this loan to purchase a ready built-up or under construction house/flat. Consumer can avail a Home Loan of up to ` 500,00,000 (minimum loan amount ` 1 lac) but not exceeding 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower. The loan amount can be further enhanced by including an earning co-applicant. There are various factors that are considered to calculate the eligibility of the consumer. Few of them are listed below:

  • Repayment capacity
  • Age
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant’s income
  • Assets
  • Liabilities

Tenure:

The tenure of your Home Loan ranges from 1 to 20 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals).

With tenure of 20 years, you can reduce the EMI amount on your Home Loan, so that your outgoings every month do not come in the way of your lifestyle and living standards.

Home Loan Processing Fees

Processing Fee is charged as the fee towards processing your home loan application. In case of salaried individuals (SAL) it is 1% of the loan amount, whereas for Self – employed Professionals / Non Professionals (SEP / SENP) it is charged at 1.5% of the loan amount, plus Service Tax and Cess as applicable.

Home Construction Loans



You can avail of this loan if you are self-constructing the house on a plot of land that you own. This loan enables user to construct their dream home on self own land. The tenure of your Home Loan ranges from 1 to 20 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals).

Plot Loan/Land Loan

If you have a plot of land in mind or your want to purchase a land on which you wish to build your dream home, DHFL can help you do just that, with a Plot Loan. With this loan you can purchase a plot of Non Agricultural land situated within Municipal / Local Development Authority limits.

Eligibility:

One can get a Plot loan of up to 75% of the Direct Allotment Letter/ Registered sale deed value + stamp duty + Registration Fee or 75% of market value, whichever is lower.

  • Get a higher Plot loan amount from DHFL by including an earning co-applicant.
  • The actual Plot loan amount is determined taking into various account factors such as:
  • Repayment capacity
  • Age of the Plot Loan applicant
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant’s income
  • Assets

Plot + Construction Composite Loan


This scheme enables consumer to purchase a plot of land that they have in mind and construct their dream home. With this loan you can purchase a plot of Non Agricultural land situated within Municipal / Local Development Authority limits.

Eligibility:

You can get a Plot loan of up to 75% of the Direct Allotment Letter / Registered sale deed value + stamp duty + Registration Fee or 75% of market value, whichever is lower.

  • Get a higher Plot loan amount from DHFL by including an earning co-applicant.
  • The actual Plot loan amount is determined taking into various account factors such as:
  • Repayment capacity
  • Age of the Plot Loan applicant
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant’s income
  • Assets

NRI Home Loans


NRI Home Loans by DHFL presents you with the most practical and simplified home loan solutions you need. DHFL understand that it is difficult for a NRI consumer to do all the run around to get the perfect home options. DHFL handhold you through all aspects of property purchase – from property search, legal and technical issues, to documentation and more – for a range of requirements. Our NRI Home Loans can be availed for:

  • To purchase a new home
  • To purchase a ready built house on resale
  • To construct your own house
  • To extend your house
  • To renovate your house
  • To purchase a plot of land in your preferred city or town
  • To purchase a plot of land in your preferred city or town and construct your house on it

Documents Required:

  • Applicant should have NRI / PIO status as per RBI Guidelines.
  • Applicant should be working abroad with an Indian Passport and a Valid Visa.
  • Minimum 1 year of completed overseas service.
  • KYC Documents

Eligibility:

DHFL offers Home loans starting from Rs` 500,000 to a maximum of 85% of the agreement value or total cost (including stamp duty & registration charges) of the flat/house or plot that you wish to construct or purchase.  However, the actual Home Loan amount that home loan seeker is eligible for is determined by taking into account various factors such as:

  • Repayment capacity
  • Age
  • Educational qualifications
  • Stability and continuity of income
  • Number of dependents
  • Co-applicant’s income
  • Assets and liabilities, saving habits etc.

For more details contact DHFL.

Tenure:

Maximum Tenure of NRI Home Loan: Up to 15 years

Processing Fee: This is charged as the fee towards processing your home loan application. In case of salaried individuals (SAL) it is 1% of the loan amount, plus Service Tax and Cess as applicable.

Roof On Top Review

 
EMI Calculator

EMI
Rs 0